Most pet insurance companies offer a multi-pet discount when you enroll multiple pets. While your cat or dog might be perfectly healthy at the moment, unexpected veterinary expenses can arise at any time. More information is available at checkout. 3 Get your money back IN ADDITION, YOU ACKNOWLEDGE AND AGREE THAT IT IS YOUR RESPONSIBILITY TO HAVE INTERNET CONNECTION TO ACCESS THE OFFERINGS VIA THE INTERNET AND THAT SPOT WILL NOT BE LIABLE IF YOU ARE UNABLE TO ACCESS THE OFFERINGS DUE TO ANY POWER OR INTERNET DATA CONNECTION FAILURE. Subject to all federal, state, and local laws. You must contact Spot directly to cancel your plan. Each of the wellness plans costs extra, obviously. All other trademarks not owned by SPOT that appear on the Site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by SPOT. Banfield Pet Hospital. Login to the member portal with your credentials and access your personalized pet insurance portal only on Spot Pet Insurance Member Portal page. Compare Pet Insurance Companies This entire policy shall be void if, whether before or after a loss, the insured has willfully concealed or misrepresented any material fact or circumstance concerning this insurance or the subject thereof, or the interest of the insured therein, or in case of any fraud or false swearing by the insured relating thereto. Let us dig up an answer. In this article, were covering everything you need to know in case you decide to cancel your pet insurance policy, including how to submit requests, what costs you might pay, and other key considerations. Spot 24/7 VetAccess Tele-health. With pet insurance, you will be getting the best value for your four-legged friend while keeping them healthy and happy. West Palm Beach, FL 33401. Advice Blog Learn more about how to take care of your pet, from feeding to training, at every life stage. What is insured under this pet insurance plan? 4. If you have any questions relating to these Terms, the Site, the Offerings or SPOT, please contact: reply@SPOTpetins.com. If you are moving to a new state, please contact the Customer Service team at 1.800.905.1595. Preventive Care reimbursements are based on a schedule. NOTICE TO OKLAHOMA APPLICANTS:WARNING: Any person who knowingly, and with intent to injure, defraud or deceive any insurer makes any claim for the proceeds of an insurance policy containing any false, incomplete or misleading information is guilty of a felony. What Do Spot Pet Insurance Plans Not Cover? Coverage is subject to the language of the policies as actually issued. Yes, plans provided by Spot have a 14 day waiting period for coverage. SPOT strives to provide plans with coverage that continue well into your pets old-age by not placing upper-age limitations on coverage or enrollments. Sometimes, pet owners change their minds and no longer want the insurance policy they signed their four-legged friend up for. Embrace Pet insurance, for instance, allows customers to cancel by phone or email, while cancelation requests to Healthy Paws Pet Insurance can be submitted in the form of fax, email, regular mail, or done verbally. Pre-existing conditions are not covered. Wagmo. How do I cancel Spot pet insurance? Feb 13, 2023. Liberty Mutual's customized Pet Insurance delivers affordable coverage so you can choose the best care possible for your pet. Click a question below to find answers to pet insurance cancelation concerns: Yes, you can cancel your pet insurance policy at any time. How do I Determine if My Pet Has a Pre-existing Condition? An important note: ManyPets is still expanding within the U.S. and pet owners in Alaska, Florida, Hawaii, Idaho . We advise all paw-rents to insure their pet at a young age. SPOT may provide third-party products, devices, or other equipment to assist in the provision of the Offerings or Third-Party Services (Third Party Products) that are not owned or controlled by SPOT. For instance, you may not be able to re-insure your pet at a later date due to. To review the plan best for you, click here. These necessary increases provide you the opportunity to get help offering your pet the best medical treatment options available for eligible conditions. 2023 Pawlicy Advisor Inc, All Rights Reserved. No aspect of the Offerings is intended to provide, or should be construed as providing, any investment, tax or other financial related advice of any kind. To appeal your claim simply email your request and supporting documentation to service@customer.spotpetins.com. SPOT's Key Attributes. NOTICE TO PENNSYLVANIA APPLICANTS:Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil penalties. It was founded in 2019 and aims to deliver first-class coverage without breaking the bank. In this case, at least 60 days before your coverage ends, we will mail written notice to you at your address as shown on the declarations page. For a comprehensive list of policy exclusions and limitations, click here to view a sample policy. Products, schedules, discounts, and rates may vary and are subject to change. Up to $1,100 cash back for everyday pet care expenses. 1). Best pet insurance according to Consumer Rating January 2023. CHOICE OF LAW. Has a 30-day money-back guarantee Covers vet visits and exam fees Plans with the unlimited coverage option are significantly more expensive than plans without this option Has a long 14-day waiting period for accidents Doesn't have weekend customer service availability Rating: Most Customizable Plans 4.4/5 Compare Plans You may not assign or otherwise transfer these Terms or any rights or obligations hereunder. Spot performed better in coverage and eligibility, while ManyPets performed better when it came to costs. Our helpful team is just one phone paw away or you can visit the contact page. Possibility of chronic illness onset. For all terms and conditions visit spotpetins.com/sample-policy. Their pet insurance policies are underwritten by United States Fire Insurance Company. A few companies offer additional coverage for routine vaccinations and other routine care such as dental cleanings for an added fee. If you do not agree to be legally bound by these Terms, you are not permitted to purchase and/or use the Offerings.SPOT may offer the Offerings through applications or apps. 251.5462. SPOTs trademarks may not be used in connection with any product or service that is not SPOTs, in any manner that is likely to cause confusion among consumers, or to disparage or discredit SPOT. Many insurers offer what's known as a cooling-off period, often for a period of 14 to 30 days. If, within the first 30 days of your policy you wish to cancel, you can get a full refund of the premium amount. (NPN # 19246385) 2023 United States Fire Insurance Company. What should I consider when canceling my pet insurance policy? By using an application or app to enable your use of the Offerings, you are explicitly confirming your acceptance to these Terms, including the Privacy Policy and acknowledging the applicability of those agreements to your use of the Offerings through the application. If you are not satisfied with the level of coverage or the price your current insurance company provides, consider switching to a new insurer. This website (Site) and SPOT Pet Insurance Services, LLCs products, applications and services (collectively, the Offerings) are owned by SPOT Pet Insurance Services, LLC, a Delaware limited liability company (SPOT) and are provided subject to the terms set forth herein. Spot is a pet insurance provider with a more customized approach to pet insurance, founded by people who love animals and wanted to make it easier for other pet parents to get their pets help. These policies come with an annual deductible and annual coverage limits. Veterinary Services. How long does spot take to process claims? These Terms or the Privacy Policy set forth the entire understanding between you and SPOT with respect to the subject matter hereof and supersede any prior or contemporaneous communications, representations, or agreements, whether oral or written, between you and SPOT with respect to such subject matter.5.3 No Waiver. Please consult qualified financial consultants regarding any investment, tax or other financial matters.Disclaimer of Warranties; Limitation of Liability; Disputes. For all terms and conditions visit spotpetins.com/sample-policy. If your cat or dog develops a chronic disease, such as diabetes mellitus or hyperthyroidism, while theyre not protected by pet insurance, you wont be eligible for coverage for testing, diagnosis, and ongoing treatment. If you need to cancel your claim request for any reason, you can do so by calling the call center: 1.800.905.1595. Access the member portal through our homepage. Except where prohibited by law, all issues and questions concerning the constitution, validity, interpretation and enforceability of these Official Rules, or the rights and obligations of the participant and the Sponsor in connection with this Sweepstakes, shall be governed by, and construed in accordance with, the laws of the State of Ohio in the U.S., without giving effect to any choice of law or conflict of law rules (whether of the State of Ohio, or any other jurisdiction), which would cause the application of the laws of any jurisdiction other than the State of Ohio in the U.S.10. The role of the producer in any particular transaction involves one or more of these activities. Medical records for your pet include doctors notes, laboratory results, and other documentation regarding any of your pets visits to the veterinarian. This website ("Site") and SPOT Pet Insurance Services, LLC's products, applications and services (collectively, the "Offerings") are owned by SPOT Pet Insurance Services, LLC, a Delaware limited liability company ("SPOT") and are provided subject to the terms set forth herein. Any modifications to the Terms will be effective upon posting. If a knee or ligament condition occurs before the coverage effective date or during a waiting period, any future ones wont be covered. A purchase or quote for a pet insurance product from Spot Pet Insurance 303 Banyan Blvd, Suite 101 West Palm Beach, FL 33401 (Sponsor) or any of its affiliated companies will not improve the chance of winning. Winner will be chosen randomly.Submitting an entry constitutes agreeing to the terms of these Official Rules and all decisions of Sponsor and/or its designee, which are final and binding in all respects. .css-1ew3ln7{-webkit-text-decoration:none;text-decoration:none;color:#3f6587;color:#212529;}.css-1ew3ln7:hover{color:#3f6587;-webkit-text-decoration:underline;text-decoration:underline;}How Pet Insurance Works. NOTICE TO KANSAS APPLICANTS:Fraudulent insurance act means an act committed by any person who, knowingly and with intent to defraud, presents, causes to be presented or prepares with knowledge or belief that it will be presented to or by an insurer, purported insurer, broker or any agent thereof, any written, electronic, electronic impulse, facsimile, magnetic, oral, or telephonic communication statement as part of, or in support of, an application for the issuance of, or the rating of an insurance policy for personal or commercial insurance, or a claim for payment or other benefit pursuant to an insurance policy for commercial or personal insurance which such person knows to contain materially false information concerning any fact material thereto; or conceals, for the purpose of misleading, information concerning any fact material thereto.